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About ZSPL Finance

Structuring Finance. Enabling Growth.

Company Profile

ZSPL – Zist Solutions Pvt. Ltd. was founded in 2024 by Deepak Singla with a clear vision — to simplify borrowing, eliminate opacity in lending, and build a transparent, professional ecosystem for debt and investment solutions.

Born out of first-hand experience with inefficiencies, hidden costs, and delays in traditional lending systems, ZSPL was established to make funding structured, reliable, and client-centric.

With strong roots in Delhi NCR and Haryana and an expanding presence across Punjab, Uttar Pradesh, Rajasthan, and other Western & Southern regions of India, we combine deep local market understanding with a nationwide lender network.

Vision • Mission • Values

Our Vision

To emerge as a transparent, trusted, and respected financial solutions provider across India, recognized for offering the best lending options and advisory services.

Our Mission

To redefine the loan experience through transparent, affordable, and customer-centric financial services with minimal paperwork and real-time tracking.

Our Values

Transparency – Complete clarity in every process.

Integrity – Ethical and responsible advisory.

Customer-Centric Approach – Tailored financial solutions.

What We Offer

Retail & SME Funding

  • Home Loans
  • Loan Against Property
  • Business Loans
  • MSME Loans
  • Working Capital Limits
  • CGTMSE Facilities
  • Balance Transfers & Top-Ups

Corporate Finance

  • Term Loans
  • Project Finance
  • Working Capital Structuring
  • Debt Restructuring
  • NBFC Funding
  • Consortium & Syndicated Funding

Investment Solutions

  • Mutual Funds
  • Portfolio Review
  • Real Estate Advisory
  • Alternative Investments

Our Core Strength

Our biggest strength lies in accurate lender mapping and banker-led credit pre-screening.

  1. Assess client financial profile
  2. Identify right funding partner
  3. Structure proposal as per lender appetite
  4. Manage documentation and coordination
  5. Ensure faster Turnaround Time

Leadership

Deepak Singla

Founder – Zist Solutions Private Limited
Chartered Accountant | B.Com (Hons), Delhi University

As the founder of ZSPL, Mr. Deepak Singla leads a consultancy firm with a strong presence in Delhi, Kundli, Panipat, and Mohali.

With 12+ years of financial expertise, he specializes in risk analysis, mortgage underwriting, MSME finance, and working capital assessments.

Career Highlights:
Regional Credit Head, Piramal Capital & Housing Finance – Managed 100 professionals across 45 branches in Delhi NCR, Punjab, Chandigarh, Haryana, Jammu & Himachal Pradesh.
Offered Head of Credit at Satya Micro Housing Finance – Declined to pursue entrepreneurial vision, founding ZSPL.
Key Roles at Bajaj Finance & ICICI Bank – Built a client-focused approach to banking & financial products.

Our Team

Mahima Sharma

Head – IT

Mahima leads the IT division with a strong focus on innovation, security, and digital transformation. With her deep expertise in emerging technologies and enterprise solutions, she ensures that the organization’s technological infrastructure remains robust, scalable, and aligned with business goals. Her leadership drives seamless operations and supports the company’s vision of staying ahead in the digital age.

Ram Sarikh

Chief Operating Officer

As COO, Ram Sarikh brings a wealth of experience in strategic planning, process optimization, and operational excellence. He oversees day-to-day operations with a focus on efficiency, productivity, and sustainable growth. His hands-on leadership style and ability to streamline processes have been instrumental in driving organizational success and achieving long-term objectives.

Saurabh Gautam

Head – Investment

Saurabh Gautam heads the investment division, bringing deep expertise in financial markets, risk management, and portfolio strategies. With a sharp eye for identifying opportunities and a data-driven approach, he manages investments that maximize returns while minimizing risks. His strategic insights and market acumen play a key role in strengthening the organization’s financial foundation and growth trajectory.

CA Yashu Arora

Debt & Equity Structuring Specialist

CA Yashu Arora is a finance professional specialising in structured debt, equity fundraising, and strategic business evaluation. An Ex-Banker, he has worked with PTC India Financial Services, IIFL Finance, and Piramal Capital & Housing Finance, building strong expertise in credit underwriting, risk assessment, and structured lending. He advises SMEs and growth-focused enterprises on optimal capital structuring — including term loans, working capital, LAP, project finance, and private equity positioning. His approach combines financial modelling, valuation alignment, and investor-ready presentation to enhance capital access and long-term sustainability. Passionate about equity advisory and disciplined investing, he also guides clients in portfolio strategy and retirement planning, focusing on risk-adjusted returns and sustainable wealth creation.